Disclosures
General Disclosure
Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”) an SEC registered investment adviser with its principal place of business in the State of Ohio. PCA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PCA maintains clients. PCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Any subsequent, direct communication by PCA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. The Chamberlin Group and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice. Insurance and Tax Services offered through The Chamberlin Group are not affiliated with PCA. Information received from this website should not be viewed as investment advice. Content may have been created by a Third Party and was not written or created by a PCA affiliated advisor and does not represent the views and opinions of PCA or its subsidiaries. This site may contain links to articles or other information that may be contained on a third-party website. PCA is not responsible for and does not control, adopt, or endorse any content contained on any third party website. For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov). For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.
Awards and Recognition Disclosure*
Designation descriptions
CFEd: The CERTIFIED FINANCIAL EDUCATOR (CFEd) instructs professionals in the benefits and methods of teaching adults financial literacy. It allows financial professionals to become “educators” and “teachers”. CFEd’s are distinguished from others in the industry. As a financial professional they build confidence with a recognized designation.
Upon completion of the testing and training, CERTIFIED FINANCIAL EDUCATION INSTRUCTORS (CFEI) are accepted in the Personal Finance Speakers Association and have the opportunity to conduct financial literacy presentations. They must maintain the highest ethical and educational standards and ensure all information they are providing as an instructor is accurate and delivered effectively.
MILLION DOLLAR ROUND TABLE (TOP OF THE TABLE): Million Dollar Round Table (MDRT) is a global, independent association of more than 72,000 of the world’s leading life insurance and financial services professionals from more than 500 companies in 70 nations and territories. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business. For more information, please visit www.mdrt.org .
Qualification for the MDRT requires a minimum of $97,000 of eligible commissions paid. Qualification for the Top of the Table requires $582,000 of eligible commissions paid. Don Chamberlin has been a Top of the Table member since 2011. Top of the Table members exchange advanced sales and productivity ideas and develop interpersonal relationships among an international network of leading insurance and investment financial services’ producers/advisors.
A CHARTERED FEDERAL EMPLOYEE BENEFIT CONSULTANT (CFEBC) is a designation for Financial Advisors, CPAs, Attorneys, and certain employees of the Federal Government, who have successfully completed an intensive training course and passed a rigorous examination covering all federal employee benefits.
CHARTERED FINANCIAL CONSULTANT® (ChFC) – A ChFC is an educated, experienced and qualified specialist committed to the financial well being of your family, your business and yourself. A ChFC can provide expert advice on a broad range of financial planning topics.
CHARTERED LIFE UNDERWRITER® (CLU) – The premier designation for insurance professionals. The Chartered Life Underwriter (CLU®) is the insurance profession’s oldest standard of excellence. Today, it continues to be the credential for practitioners who desire to provide their clients with the security of life insurance and risk management. With particular emphasis placed on ethics and commitment to clients, the CLU® has earned a distinguished reputation backed by security and stewardship.
CHARTERED RETIREMENT PLANNING COUNSELOR® (CRPC) – Chartered Retirement Planning Counselor (CRPC) is a professional financial planning designation awarded by the College for Financial Planning. Individuals who hold the CRPC® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.
CERTIFIED FINANCIAL PLANNER: CERTIFIED FINANCIAL PLANNER™ (CFP®) are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.
CERTIFIED FINANCIAL FIDUCIARIES® are sworn to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. By choosing to work with a Certified Financial Fiduciary® you can be confident that your best interests will always come first.
ACCREDITED WEALTH MANAGEMENT ADVISOR (AWMA®): Individuals who hold the AWMA® designation have completed a course of study encompassing wealth strategies, equity-based compensation plans, tax reduction alternatives, and asset protection alternatives. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.
ACCREDITED ASSET MANAGEMENT SPECIALIST (AAMS): Accredited Asset Management Specialist (AAMS) is a professional designation awarded by the College for Financial Planning (CFP) to financial professionals who successfully complete a self-study program, pass an exam, and agree to comply with a code of ethics.
An ENROLLED AGENT (EA) is a federally-licensed tax practitioners who may represent taxpayers before the IRS when it comes to collections, audits and appeals. As authorized by the Department of Treasury’s Circular 230 regulations, EAs are granted unlimited practice rights to represent taxpayers before IRS and are authorized to advise, represent, and prepare tax returns for individuals, partnerships, corporations, estates, trusts, and any entities with tax-reporting requirements. Enrolled agents are the only federally-licensed tax practitioners who specialize in taxation and have unlimited rights to represent taxpayers before the IRS.
MASTERS BUSINESS ADMINISTRATION (MBA): Master of Business Administration (MBA) is a postgraduate degree that is awarded to professionals who have mastered the study of business.
A REGISTERED TAX RETURN PREPARER (RTRP) must pass a test, take continuing educations, and have the ability to represent taxpayers before the IRS although it is limited to only the people which they have prepared the return.
JURIS DOCTORATE: A JURIS DOCTORATE (JD) is a terminal doctoral degree program that’s the highest education level available for legal studies within the United States. The JD is the only law degree that qualifies individuals for taking the bar exam and proves analytical ability in advising or representing clients in the court system.
